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LEGAL POLICIES
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This page contains the Privacy Policy, Terms and Conditions, Refund Policy, Disclaimer, and Cookie Notice for https://spiritualcombatives.com/ (the “Website”).
By accessing or using the Website, you agree to all policies listed below.
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PRIVACY POLICY
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This Privacy Policy describes how Spiritual Warfare Development Group (SWDG) collects, uses, discloses, and protects your information.
Information We Collect
Personal Information
Name, email address, username, password, billing information, and information submitted through forms or communications.
Account Information
Information required to create and manage user accounts.
Payment Information
Payments are processed by third-party providers. SWDG does not store full payment card details.
Automatically Collected Information
IP address, browser type, device data, pages visited, referral URLs, cookies, and similar technologies.
How We Use Information
• Operate and maintain the Website
• Create and manage accounts
• Process transactions
• Deliver digital products and courses
• Communicate with users
• Send marketing communications
• Improve security and functionality
• Comply with legal obligations
Cookies
Cookies are used for functionality, analytics, and marketing. You may disable cookies via your browser.
Third-Party Services
We use third-party services for payments, hosting, analytics, email delivery, and authentication. Each provider operates under its own privacy policies.
Information Sharing
We do not sell personal data. Information may be shared only to operate the Website, comply with law, protect rights, or during a business transfer.
Data Security
Reasonable safeguards are used, but no system is completely secure.
Data Retention
Information is retained only as long as necessary for business or legal purposes.
GDPR & CCPA Rights
Users in the EU or California may request access, correction, deletion, restriction, portability, or withdrawal of consent. We do not sell personal data.
Children’s Privacy
This Website is not intended for children under 10.
International Users
Data may be processed in the United States.
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TERMS AND CONDITIONS
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Use of Website
You agree to use the Website lawfully and not for harmful or unauthorized purposes.
Accounts
You are responsible for account security and accurate information. Accounts may be suspended or terminated for violations.
Digital Products and Courses
All content is educational and informational only. Results are not guaranteed. All sales are final unless otherwise stated.
Intellectual Property
All Website content is owned by SWDG or licensed to it. Unauthorized use is prohibited.
Disclaimers
Content is provided “as is.” No warranties are made.
Limitation of Liability and Disclaimer of Warranties
The Website and all content, products, programs, and services offered by SWDG are provided on an “as is” and “as available” basis.
SWDG makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or suitability of the information provided. All implied warranties, including but not limited to warranties of merchantability and fitness for a particular purpose, are expressly disclaimed. No warranty is created or extended by sales representatives, written materials, or other communications.
SWDG uses reasonable efforts in preparing educational and informational content; however, the strategies, concepts, and examples presented may not be applicable to your specific circumstances. Professional consultation should be sought where appropriate.
To the maximum extent permitted by law, SWDG and its affiliates, partners, and associates shall not be liable for any indirect, incidental, special, consequential, or commercial damages, including but not limited to loss of profits, loss of data, or business interruption, arising out of or related to the use of the Website, its content, or any products or services offered.
In no event shall SWDG’s total liability to you for any claim, whether in contract, tort, or otherwise, exceed the total amount paid by you to SWDG, if any.
The content provided on this Website and in any products sold is for informational and educational purposes only and is not a substitute for professional advice, including but not limited to medical, mental health, fitness, dietary, legal, or financial advice. You are solely responsible for your decisions, actions, and results.
Individual results vary. Success depends on your background, experience, motivation, and commitment. No guarantees of outcomes or results are made.
Termination
Access may be terminated at any time for violations.
Governing Law
These Terms are governed by United States law.
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REFUND POLICY
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All digital products, courses, and downloadable materials are non-refundable unless explicitly stated otherwise at the time of purchase.
By completing a purchase, you acknowledge and agree that all sales are final.
No refunds will be issued for partial use, failure to complete content, or change of mind.
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DISCLAIMER
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The content provided on this Website is for educational and informational purposes only.
SWDG does not provide medical, psychological, legal, or financial advice.
Participation in any course, program, or content is voluntary and undertaken at your own risk.
You are solely responsible for your actions, decisions, and outcomes.
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COOKIE NOTICE
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This Website uses cookies and similar technologies to ensure proper functionality, analyze traffic, and support marketing.
By using the Website, you consent to the use of cookies.
You may manage or disable cookies through your browser settings.
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CHANGES TO POLICIES
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These policies may be updated at any time. Continued use of the Website constitutes acceptance of changes.
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CONTACT
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Questions regarding these policies may be submitted through:
https://spiritualcombatives.com/
(Last Updated: January 1, 2026)